Industries / Financial Institutions

Your customers' trust rides on every OTP.

One-time passcodes, fraud alerts, transaction confirmations — the messages a bank sends are the most latency-sensitive and most audited traffic in SMS. Yakugate was built for exactly this: millisecond accept latency, provable delivery, and a deployment model where customer data never leaves your perimeter.

p95 as low as 3.2 msAppend-only ledgersSelf-hosted / on-premKMS-compatible
Use Cases

What financial institutions do with Yakugate.

Security queries & OTP, delivered first

3-D Secure codes and login OTPs can't wait behind marketing traffic. Numeric priorities (1–999) and template-forced priority put security messages at the front of every queue, with p95 accept latency measured in single-digit milliseconds.

On-premise — data never leaves the bank

Run the entire gateway inside your own data center, on your own MySQL/MSSQL. No third-party message processor, no cross-border data transfer to explain to your regulator — the engine is yours.

Provable delivery for disputes

Every message, receipt and state change is recorded in tenant-month partitions with delivery receipts correlated end to end — when a customer disputes 'I never got the alert', you have the trail.

Two-way confirmation flows

Inbound MO handling lets customers reply — confirm a suspicious transaction, unsubscribe, or trigger a callback — pushed to your systems over bind or webhook.

Audit-grade money handling

Append-only balance ledgers, versioned rate cards, idempotent charging — the billing layer is built like your core banking team expects, and the KMS-friendly key model keeps private keys in your HSM/KMS.

Locked-down access

Per-account IP allowlists, asymmetric JWT auth, lockout ladders and password-spray protection — the same defenses your security team demands of every internet-facing system.

See it working today.

Send a message through the live sandbox, read the benchmarks, or dive into the feature spec — no signup for any of it.

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